Financing

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Flexible Financing Options

At Modterra Home, we believe beautiful, quality furnishings should be accessible. That's why we offer flexible financing options to help you create your dream space.

We partner with Klarna to provide transparent, easy-to-understand financing methods. Additionally, Shop Pay and PayPal Credit installment options are available at checkout when selecting your payment method.

Payment Options Available

  • Shop Pay Installments

    Split your purchase into flexible installment payments at checkout.

  • PayPal Credit

    Flexible financing options available during checkout.

  • Klarna Financing

    Multiple payment plans to fit your budget and timeline.

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Lighting Guides

Discover expert tips for choosing the perfect lighting for every room. From ambient to task lighting, find inspiration to illuminate your home beautifully.
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Modern home office with ergonomic chair, wooden desk, and organized workspace

Office Guides

Create a productive and stylish workspace with our office design guides. Learn how to optimize your home office for comfort and efficiency.
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Well-organized closet with wall-mounted shelves, storage baskets, and efficient organization systems

Organizers Guides

Master the art of organization with smart storage solutions. Find practical tips to declutter and maximize space in every area of your home.
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Inviting living room with sectional sofa, coffee table, and cozy gathering space

Living Room Guides

Transform your living room into a welcoming retreat. Explore layout ideas, furniture selection tips, and styling advice for the heart of your home.
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Serene bedroom with upholstered bed, layered bedding, and calming neutral palette

Bedroom Guides

Design a peaceful sanctuary for rest and relaxation. Get expert advice on bedroom layouts, color schemes, and creating the perfect sleep environment.
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Modern spa-like bathroom with floating vanity, elegant storage, and luxurious bath linens

Bathroom Guides

Elevate your bathroom with spa-inspired design ideas. Learn how to maximize small spaces and choose fixtures that blend style with functionality.
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Modern kitchen with white cabinets, wooden island, and glass-fronted pantry.

Kitchen Guides

Create a kitchen that's both beautiful and functional. Discover layout strategies, storage solutions, and design trends for modern cooking spaces.
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Dining Guides

Set the stage for memorable meals with dining room design inspiration. From table selection to lighting, create a space perfect for gathering.
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Beautifully styled space with wall art, decorative accessories, throw pillows, and curated vignettes

Home Decor Guides

Add personality to your space with thoughtful decor choices. Explore styling tips, color palettes, and accessory ideas to make your house a home.
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Inviting outdoor patio with weather-resistant furniture, comfortable seating, and garden decor

Outdoor Guides

Extend your living space outdoors with patio and garden design ideas. Find inspiration for creating inviting outdoor areas for relaxation and entertaining.
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Cohesive whole home interior with connected spaces and unified design theme flowing throughout

Whole Home Design Guides

Take a holistic approach to home design with comprehensive guides. Learn how to create cohesive style throughout your entire living space.
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